The
Bulgaria Golden Visa 2025 is a one-of-a-kind chance for people who are not citizens of the EU to become
permanent residents of an EU member state. Investors can get residency in Bulgaria without having to live there if they put at least
€512,000 into financial tools that the government approves, like
Alternative Investment Funds (AIFs) or
Exchange-Traded Funds (ETFs). This program is great for people who want to travel the world, keep their money safe, and eventually become
EU citizens.Key Highlights:
- Investment Requirement: €512,000 in AIFs or ETFs that are approved.
- Residency Status: Permanent residency is given right away after acceptance.
- Processing Time: It takes about 6 to 8 months from the time you apply for a residency card until you get one.
- Family Reunification: On the application, you can list your spouse, children, and parents.
- Citizenship Pathway: After 5 years of steady residency, they can become Bulgarian citizens.
- Dual Citizenship: Bulgaria lets people have more than one citizenship, so owners can keep their original citizenship.
Eligibility Criteria:
Those who want to get a Bulgaria Golden Visa must meet the following conditions:
- Age: Must be over 18 years old.
- Nationality: Non-EU citizens.
- Investment: Invest at least €512,000 in approved financial tools to meet the requirements.
- Financial Stability: Show that you have a way to make more money than you put in.
- Legal Standing: Show that you have no criminal record and follow Anti-Money Laundering (AML) rules.
Investment Options:
1. Alternative Investment Funds (AIFs)
- Description: funds managed by the government that focus on growing the economy of Bulgaria.
- Liquidity: Open-ended, which means that you can quit at any time.
- Risk Profile: Generally cautious, with the goal of protecting cash while getting small returns.
2. Exchange-Traded Funds (ETFs)
- Description: Funds that are traded on the Bulgarian Stock Exchange and offer returns based on the market.
- Liquidity: High, since they are free to buy and sell on the stock market.
- Risk Profile: Depends on the ETF picked and the state of the market.
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Application Process:
- Pre-Approval: Send in the first set of papers for due diligence, such as proof of income, a clean criminal record, and proof that you are following AML rules.
- Investment: Put the required amount of money into an approved AIF or ETF.
- Visa D Application: Go to the Bulgarian office or consulate that is closest to you and ask for a Type D long-stay visa.
- Permanent Residency: When you get to Bulgaria, go to the local Migration Directorate and ask to become a permanent resident.
- Family Reunification: Once you have permanent residency, you can apply for family members to join.
- Citizenship Application: You can apply for Bulgarian citizenship after 5 years. The process usually takes 12 to 18 months.
Costs and Fees:
- Minimum Investment: €512,000.
- Management Fees: Not more than 1% of the investment’s cash value.
- Performance Fees: About 25% of the profit, though this can change based on the fund.
- Legal Fees: Different, based on the law firm helping with the application.
Benefits of Bulgaria Golden Visa:
- Immediate Residency: Get lifelong residency in Bulgaria without having to be there in person.
- EU Access: You can move within the Schengen Area without a visa.
- Tax Advantages: Take advantage of Bulgaria’s flat 10% tax rate on businesses.
- Healthcare and Education: Bulgarians can use state healthcare and education services.
- Dual Citizenship: You can become a Bulgarian citizen while keeping your original country.
Conclusion:
The Bulgaria Golden Visa 2025 is a great chance for investors from outside the EU who want to live permanently in the European Union. Bulgaria is a great place for investors from around the world to put their money because it is easy to apply, there are good business options, and there are many other benefits. The Bulgaria Golden Visa can help you reach your goals, whether they are to grow your business, give your family better opportunities, or enjoy the benefits of living in the EU.
Frequently Asked Questions:
